ETran offers the following core application modules:

• Check Imaging — Allows the scanning and depositing of checks and money orders according to the Check Clearing Act (Check21)
• ACH Processing — Permits the receiving of payment instructions over the phone, in person and via the mail for single and recurring ACH TEL, PPD and CCD payments
• Electronic Check to ACH Conversion — Offers users at distributed locations, central offices and lockbox environments, the ability to receive and electronically convert paper checks into ARC, BOC and POP ACH transactions
• Web Portal Processing — Allows the receiving of single and recurring payments over the Internet via an integrated API
• ID Validation — Provides access to real-time ID validation tools that can be used during the account setup phase, as well as an ongoing compliance tool
• Card Transactions — Offers the ability to accept credit/debit card payments