Move Money Globally with Ascendant
FTNI is now part of Ascendant, a leading global payments provider that simplifies and streamlines cross-border payments for businesses and financial institutions.
Contact Sales (402) 933-4864
FTNI is now part of Ascendant, a leading global payments provider that simplifies and streamlines cross-border payments for businesses and financial institutions.
With Ascendant, you now have access to aPay, a global payments platform designed to make cross-border payments easier for businesses, as well as aPay Pro, a global payments and receivables platform built specifically for financial institutions.
Today, aPay is used by more than 1,500 corporate users, and aPay Pro supports over 2,000 financial institutions, helping simplify end-to-end payment processes, payment tracking, transparency, and currency risk management.
Whether you’re paying vendors around the corner or across the world, or supporting clients who need reliable cross-border payment capabilities, aPay makes it easy to send money wherever it needs to go.
Send payments globally to vendors, employees, and partners across 200 countries and territories and 140+ currencies.
If you’re interested in learning more about simplifying domestic and cross-border payments, you can book an introductory meeting with the Ascendant and FTNI team.
Explore the unique set of product features and solutions that facilitate cross-border transactions end-to-end.
Payee Intel, powered by Payee Intelligence™, enables users to send payment requests directly to payees. Through a secure, self-contained portal, payees enter and submit their own information, which flows back into aPay automatically.
Payee Intelligence™ is a proprietary validation engine that ensures every international payment is set up correctly the first time, prompting users for the exact requirements for each country and currency, like CLABE numbers, Tax IDs, phone numbers, and IFSC codes.
It eliminates guesswork, reduces manual clean-up, and drives our return rate to less than 0.5 percent. Whether used online, through API, or with our clean-up tool, it helps you collect complete payee details, prevent errors before payments are sent, and make sure vendors get paid on time with less effort.
Accessible online 24/7, allowing payments to be made in just a few clicks. Ideal for businesses managing a small number of recurring payments.
A payment file can be quickly uploaded into aPay directly from your accounting system or ERP. Once processed, the order is booked and a file can be exported back into your system for seamless reconciliation. This approach is ideal for managing multiple payments across multiple currencies.
An API-integrated module that connects directly with a partner's internal payment software, enabling seamless communication between systems. Ideal for partners who want to offer global payment capabilities to their customers through their own portal.
SchedulePay allows aPay users to schedule and submit batches of payments in advance, improving forecasting and reporting. Users simply enter the due date, payee, currency, and amount. Once submitted, scheduled payments appear in daily batches and can be updated or removed as needed.
Track 360® delivers complete end-to-end transparency, including full visibility into fees, deductions, and exchange rates, as well as the final amount received by the end beneficiary. It also ensures the transmission of full, unaltered remittance information, making reconciliation significantly easier.
Tracking is available not only to clients but also to non-client users, including vendors, who can monitor payments made to them—much like tracking a package.
As a member of the SWIFT network and the Global Payment Initiative (gpi), Ascendant provides improved payment delivery times and greater transaction transparency across every cross-border payment.
Brand all aPay services with your organization's information, creating a seamless, fully customized experience. This approach allows you to present global payment capabilities as your own offering, giving your customers direct access to the online system under your brand.
The online system can be accessed indirectly through a partner’s internal network and treasury software. Users simply click a link within the third-party system to access the payment function, creating a seamless handoff between environments. This approach is ideal for partners who want to simplify the transition process between systems.
Ascendant maintains rigorous controls and procedures to safeguard the transfer, processing, and storage of all customer information. Our systems are protected through SSL-encrypted traffic, web application firewall safeguards, strong password enforcement, IP filtering where applicable, multifactor authentication, and continuous user activity monitoring and auditing. To ensure resilience, we conduct regular penetration and vulnerability testing, host our applications in secure data centers, and utilize an infrastructure architecture designed to maximize protection for all non–web-facing assets.
A glance at how aPay streamlines international payments, reduces workflow friction, and delivers transparent, end-to-end visibility across more than 140 currencies and 200 countries.
International payments, made easy. Inside, you’ll learn how Ascendant's solutions simplify cross-border transactions, enhance transparency, and help businesses expand confidently into new markets.
Learn how Payee Intelligence™ helps you send payments correctly the first time by guiding users through the exact requirements for each country and currency giving your business greater accuracy, efficiency, and confidence in international transactions.
Ascendant isn’t a bank, or a one-size-fits-all. The aPay platform streamlines and automates cross-border payments, reduces administrative workload, and provides direct access to real people who can support you every step of the way. You get faster, easier global payments without the complexity or typical high banking fees.
Yes. Ascendant connects directly with leading ERPs such as NetSuite, Microsoft Dynamics, and QuickBooks. Ascendant's APIs and file-based workflows slide directly into your existing finance operations without requiring heavy IT involvement or long implementation timelines. You can integrate quickly, keep your current systems intact, and start streamlining payments.
Every Ascendant client is paired with a dedicated payments specialist who understands your business and is available whenever you need help. You’ll get quick responses, personalized guidance, and direct access to your account contact—no call centers, no waiting on hold. Your support comes from real people who understand international payments and are committed to keeping your operations running smoothly.
Ascendant maintains strict regulatory oversight and holds SOC 2 Type 2 certification, ensuring your data and funds are safeguarded at every stage. Our platform uses encrypted data storage, multi-factor authentication, and ongoing regulatory examinations to protect sensitive information. Payee Intelligence™ validates international payment details before anything is transmitted, reducing errors and risk. We also support compliance with GDPR, OFAC, and AML requirements to help you meet global regulatory standards with confidence.
Ascendant keeps pricing clear and predictable, with no hidden charges or unexpected add-ons. Fees are competitive and often lower than traditional banks, and you’ll always see the full cost before a payment is sent. Final pricing can vary based on the currency, payment method, and destination, but most businesses experience meaningful savings. If you’d like a detailed comparison or a personalized quote, our team can walk you through it step-by-step.
Delivery times range from real time (within minutes) to traditional spot value transactions (2+days), depending on the currency and type of payment selected.
Ascendant supports multiple payment methods including Wires, Global ACH (ACH, EFT, SEPA), checks, and drafts. Choose the most cost-effective and timely option for each destination and currency.
Financial Transmission Network, Inc.
13220 Birch Drive, Suite 120
Omaha, NE 68164
Sales: +1 (402) 933-4864