Streamline Accounts Receivables on a Single Platform

Accept, process and post any payment method, from any payment channel on a single cloud-based, truly integrated receivables processing platform.

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About ETran

A truly integrated receivables solution is no longer just a vision, it’s a reality, with ETran by FTNI.

Unlike a dashboard that only displays transactions from disparate systems, ETran accepts, processes and posts any payment type—check, single/recurring ACH/EFT, credit/debit card, cash—via any payment channel—mailed-in, lockbox, called-in, in-person, online, mobile—on a single, secure (and compliant), SaaS platform. 

A configurable ‘plug-n-play’ receivables processing hub, ETran supports efficient integration (batch or real-time) with any back-office system and works with your existing banking and merchant processor relationships.

What’s more, ETran also delivers robust electronic bill/invoice presentment and payment (EBPP/EIPP) across all desktop, online and mobile interfaces throughout the platform.

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Stop Silos (1)

Put a 'Stop' to Silos in Your A/R Operations, Processes and Technology

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Multi-Layered SaaS Architecture

Consolidated front, middle and back-office receivables technology to streamline and automate payment processing and cash application on a single, cloud-based platform.


Flexible Administration

Modular design 

Highly-configurable down to the user-level

Extensive user entitlement options

Deep data structure

Easily add new users, locations, payment methods and channels within clicks


Intuitive Interface

Customizable workflow queues

Tailored business rule automation

One-time and recurring payments

Intelligent invoice matching and Electronic Invoice Presentment and Payment (EIPP)

Responsive online and mobile user experience


Comprehensive Payments Hub

Enhanced enterprise-wide A/R oversight and management

Robust search and reporting

Configurable branding options

Multiple layers of security and compliance 

Flexible integration options

Truly Integrated Receivables—Defined. 

Any payment method or channel. Any bank or merchant processor. Any back-office system. 

Welcome to truly Integrated Receivables solutions.

Accept any payment method—check (RDC), ACH/EFT, credit/debit card, cash—from any payment channel—mailed-in, lockbox (in-house or outsourced), called-in, in-person, AutoPay (automatic debit), recurring, online and mobile—all on a single, cloud-based receivables processing platform.

ETran seamlessly integrates with any back-office system in either batch or real-time to streamline and automate the cash application process.

Convenient SaaS delivery–easily add new locations, payment methods and channels as your business needs grow and customer payment preferences evolve.

ETran adapts to your ever-evolving business needs. Agnostic by design, ETran maximizes flexibility and scalability by being compatible with your existing bank(s), merchant processor, back-office systems, and check scanning hardware.

An agnostic receivables system means you don’t have to change platforms or rebuild existing processes as your business needs change today, tomorrow and years into the future.

Streamline and automate business processes, workflows, and exception management to increase efficiencies and save cost.

ETran is configurable down to the user-level across multiple brands, LOBs, locations, customers and more.

Complete oversight and direct access to all your receivables items regardless of payment method or channel via a single, unified interface.

Internal A/R teams also benefit from robust search and reporting functionality tailored to your unique business requirements. 

With ETran's cloud-based architecture, you get the unique benefit of multiple layers of compliance and proactive security.

First, you'll benefit from PCI and HIPAA compliance directly at the ETran application layer. Second, you'll benefit from the industry leading proactive security operations and additional layer of compliance (PCI, HITRUST/HIPPA, SOC 2 and more) from our hosting partner, Armor

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“FTNI’s ETran platform is helping us to eliminate legacy payment processing silos and systems, open new channels from which we can accept payments from our customers, and ultimately enabling us to get payments deposited and posted in our back-office systems faster than ever before."

Michael Hegarty, Vice President of Technology

Lipari Foods

Modular by Design


Advanced RDC

Efficiently and affordably deployed, configured and supported SaaS-based RDC solutions to help you accelerate check and remittance acceptance, processing and posting.


Online Payments

Discover electronic invoice presentment and online payment solutions to fit your unique business needs and keep your employees and customers healthy.


Mobile Payments

Securely accept checks, ACH, credit or debit card payments in the field via the ETran Mobile app, or by integrating mobile APIs/SDKs into your existing mobile application.


AutoPay and Recurring Payments

Streamlined initiation, acceptance and posting of recurring and automatic debit payments based on customers' unique payment terms and open invoices/statements.


Lockbox Processing

Lockbox processing solutions that provide the flexibility and configurability you need to streamline the acceptance, processing and posting of your lockbox remittance items all in a single pass.


Automated Cash Application

Flexible integration options with any back-office accounting/ERP/CRM system, in either batch or real-time, to streamline and automate the cash application process. 

Featured Resources

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eBook: Integrated Receivables

This free eBook delivers a handy checklist for identifying and selecting a truly integrated receivables solution to meet your business needs.

Download Now
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IR Spotlight: Tankersley Foods

Having suffered through manual A/R processes, Tankersley Foodservice, the largest independent foodservice distributor in Arkansas and Oklahoma, decided there had to be a better way.

Listen Now
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eBook: Mobile Payments

With this eBook, learn how mobile payment acceptance is the next great wave of payment technology for traditional receivables processes.

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