Streamline Accounts Receivable Processes on a Single Platform.

Accept, process and post any payment method, from any payment channel on a single cloud-based, truly integrated receivables processing platform.

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About ETran

A truly integrated receivables solution is no longer just a vision, it’s a reality, with ETran by FTNI.

Unlike a dashboard that only displays transactions from disparate systems, ETran accepts, processes and posts any payment type—check, single/recurring ACH/EFT, credit/debit card, cash—via any payment channel—mailed-in, lockbox, called-in, in-person, online, mobile—on a single, secure (and compliant), SaaS platform. 

A configurable ‘plug-n-play’ receivables processing hub, ETran supports efficient integration (batch or real-time) with any back-office system and works with your existing banking and merchant processor relationships.

What’s more, ETran also delivers robust electronic bill/invoice presentment and payment (EBPP/EIPP) across all desktop, online and mobile interfaces throughout the platform.

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Multi-Layered SaaS Architecture

Consolidated front, middle and back-office receivables technology to streamline and automate payment processing and cash application on a single, cloud-based platform.


Flexible Administration

Modular design 

Highly-configurable down to the user-level

Extensive user entitlement options

Deep data structure

Easily add new users, locations, payment methods and channels within clicks


Intuitive Interface

Customizable workflow queues

Tailored business rule automation

One-time and recurring payments

Intelligent invoice matching and Electronic Invoice Presentment and Payment (EIPP)

Responsive online and mobile user experience


Comprehensive Payments Hub

Enhanced enterprise-wide A/R oversight and management

Robust search and reporting

Configurable branding options

Multiple layers of security and compliance 

Flexible integration options

Truly Integrated Receivables—Defined. 

Any payment method or channel. Any bank or merchant processor. Any back-office system. 

Welcome to truly Integrated Receivables solutions.

Accept any payment method—check (RDC), ACH/EFT, credit/debit card, cash—from any payment channel—mailed-in, lockbox (in-house or outsourced), called-in, in-person, AutoPay (automatic debit), recurring, online and mobile—all on a single, cloud-based receivables processing platform.

ETran seamlessly integrates with any back-office system in either batch or real-time to streamline and automate the cash application process.

Convenient SaaS delivery–easily add new locations, payment methods and channels as your business needs grow and customer payment preferences evolve.

ETran adapts to your ever-evolving business needs. Agnostic by design, ETran maximizes flexibility and scalability by being compatible with your existing bank(s), merchant processor, back-office systems, and check scanning hardware.

An agnostic receivables system means you don’t have to change platforms or rebuild existing processes as your business needs change today, tomorrow and years into the future.

Streamline and automate business processes, workflows, and exception management to increase efficiencies and save cost.

ETran is configurable down to the user-level across multiple brands, LOBs, locations, customers and more.

Complete oversight and direct access to all your receivables items regardless of payment method or channel via a single, unified interface.

Internal A/R teams also benefit from robust search and reporting functionality tailored to your unique business requirements. 

With ETran's cloud-based architecture, you get the unique benefit of multiple layers of compliance and proactive security.

First, you'll benefit from PCI and HIPAA compliance directly at the ETran application layer. Second, you'll benefit from the industry leading proactive security operations and additional layer of compliance (PCI, HITRUST/HIPAA, SOC 2 and more) from our hosting partner, Armor

Put a 'Stop' to Silos in Your Accounts Receivable Operations, Processes & Technology with A/R Automation Software.

Discover accounts receivable automation software to accelerate your current A/R processes. With consolidated front, middle and back-office technology, you have the power of accounts receivable automation and cash application—all on a single, cloud-based payments gateway.

Stop Silos (1)

Modular by Design


Advanced RDC

Efficiently and affordably deployed, configured and supported SaaS-based RDC solutions to help you accelerate check and remittance acceptance, processing and posting.


Online Payments

Discover electronic invoice presentment and online payment solutions to fit your unique business needs and keep your employees and customers healthy.


Mobile Payments

Securely accept checks, ACH, credit or debit card payments in the field via the ETran Mobile app, or by integrating mobile APIs/SDKs into your existing mobile application.


AutoPay and Recurring Payments

Streamlined initiation, acceptance and posting of recurring and automatic debit payments based on customers' unique payment terms and open invoices/statements.


Lockbox Processing

Lockbox processing solutions that provide the flexibility and configurability you need to streamline the acceptance, processing and posting of your lockbox remittance items all in a single pass.


Automated Cash Application

Flexible integration options with any back-office accounting/ERP/CRM system, in either batch or real-time, to streamline and automate the cash application process. 

Featured Resources

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eBook: Integrated Receivables

Download our free Integrated Receivables eBook today to discover a handy checklist for identifying and selecting an accounts receivable automation solution to meet your needs.

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IR Spotlight: Tankersley Foods

Having suffered through manual A/R processes, Tankersley Foodservice, the largest independent foodservice distributor in Arkansas and Oklahoma, decided there had to be a better way.

Listen Now
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eBook: Mobile Payments

With this free eBook, learn how mobile payment acceptance is the next great wave of payment technology for traditional accounts receivable processes.

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Frequently Asked Questions

Unlike a dashboard that only displays transactions from disparate receivables systems, an integrated receivables platform accepts, processes and posts any payment type—check, ACH/EFT, credit card, debit card, cash—via any payment channel—mailed-in, lockbox, called-in, in-person, online, mobile—on a single, secure (and compliant), SaaS platform.  

By streamlining and automating payments receivables, a true integrated receivables solution reduces the amount or completely eliminates tedious, manual, time-consuming processes surrounding payment data entry, allowing your internal team to spend more time on higher value functions such as exception handling. 

Integrated receivables deliver cloud-based A/R solutions that streamline and accelerate receivables operations and processes by allowing internal teams to have complete oversight of all incoming payment data for review, processing and posting into your back-office system(s).  

Truly integrated receivables platforms are agnostic by design, maximizing efficiency, flexibility and scalability by being compatible with your existing financial institutions, merchant processor, back-office system, and check scanning hardware. An agnostic receivables management platform means you don’t have to change platforms or rebuild existing receivables processes as your business needs change today, tomorrow and years into the future.

Consolidated receivables allow A/R teams to manage all payment methods (check, ACH, credit/debit card, cash), across all payment channels (AutoPay, lockbox, mailed-in, called-in, in-person, online, mobile) from a single platform. This type of receivables management cuts down on traditional, manual, error-prone tasks typically associated with accounting practices.

Receivable management provides the ability to have complete oversight across your entire accounts receivable organization with direct access to all incoming payments, regardless of method or channel—all from a single, unified interface.

By having the ability to accept any payment method, via any payment channel—all on a single platform—you are able to automate cash application operations. 

Through the use of an integrated receivables platform, you are able to automate and streamline your cash application operations by allowing internal teams to have complete oversight of all incoming payment data. Payment information is able to be automatically sent for review, processing and posting into your back-office system(s) via either batch file or real-time API data transmission.

Receivables online means delivering a convenient, contactless online solution to make payments and view outstanding invoices. For example, electronic invoice presentment and payment (EIPP) capabilities deliver your customers with the ability to view and pay invoices associated with their account through a portal on your company website.

Accounts receivable (A/R) software provides business' internal receivables teams with the ability to accept, process, post and manage all incoming payments across the A/R organization. 

Unlike traditional receivables dashboards and legacy systems that don't allow for complete oversight across all payment activity, automated accounts receivable software delivers a single payments platform to streamline receivable processes. By accelerating payments receivables, internal teams are able to reduce or completely eliminate tedious, manual processes surrounding data entry. 

The receivables process is a company's unique path to accepting, processing, posting and managing all payments across the A/R organization.

Consolidate and automate your receivables and cash application operations by utilizing a payments platform that can seamlessly integrate with your current banking and merchant processor relationships, back-office system(s), and even check scanning hardware to adapt to your current business processes.  

By using A/R automation software that can accept, process and post in a single pass, you can automate and accelerate your receivables, improve your cash flow and focus your internal efforts and resources on higher value functions.

An example of accounts receivable would be an outstanding payment associated with a customer invoice. In this use case, you would be able to deliver your customers with multiple ways to pay this invoice including online or mobile payment acceptance, as well as AutoPay (automatic debit).

Automate your collections efforts and invoice payment by utilizing an A/R automation solution. By enabling customers to pay invoices faster through contactless electronic payment options, you can efficiently manage collections processes and reduce late payments in your A/R operations to help save time around payment acceptance, processing and posting.

By utilizing electronic payment solutions such as electronic invoice presentment and payment (EIPP), you enable your customers with the ability to view and pay invoices via an online portal. No contact with your internal collection team is required. Through a secure payment link embedded on your website, users gain instant access into invoices, stored payment methods, and other account details.

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