Advanced Remote Deposit Capture

Streamline Your Check and Remittance Processing, Deposit and Cash Application Operations on a Single, Cloud-based Platform.

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Modern Check Scanning Solutions

While the future of payment acceptance is undoubtedly trending towards electronic payment methods, check processing is, and will continue to be, the foundation for successful accounts receivable (A/R) operations.

According to a Mastercard Business Payments Report, fifty percent of business-to-business (B2B) payments are still made via check. Regardless of the increased use of online and mobile payment channels, credit cards and ACH by businesses and banks; the oversight, management, processing and cash application of checks is a key component to A/R operations.

As one of the first integrated receivables solution providers in the market, FTNI recognized the need and value early on for the use of remote deposit capture (RDC) within businesses' A/R operations. Designed as a flexible check processing solution delivered in an SaaS model, ETran’s enhanced RDC and mRDC capabilities can be seamlessly integrated with your existing back-office systems, banking institution(s) and virtually any scanner or mobile device based on your scanning needs.

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A New Generation of Simplicity and Automation

Many companies struggle with inefficient, expensive—and many times disparate—receivables systems and processes. Core to those A/R processes is check processing and cash application.

ETran's advanced RDC module delivers the ability to scan checks and remittance advices while seamlessly viewing, associating and storing all account and payment information in a highly secure (and compliant), central location. The result is drastically reduced administrative time, cost and risk by automating traditionally tedious, error-prone, manual data entry tasks associated with check processing, depository and cash application operations.

Seamlessly Integrated Mobile Remote Deposit Capture

ETran Mobile is seamlessly integrated with FTNI's integrated receivables RDC module and offers the ability to accept checks, as well as credit/debit cards and ACH, via a user-friendly, secure mobile application. All payment methods and history are securely stored for an all-access view into customer information, and payments accepted via the application are available in real-time for review/approval within the ETran desktop application. 

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ETran Advanced RDC:
How It Works

Easily and affordably deployed, configured and supported desktop and mobile RDC solutions to help you accelerate check and remittance acceptance, processing and posting.

ETran’s desktop RDC solutions come with the added benefit of being seamlessly integrated with ETran's mobile check processing capabilities as well, helping you unlock the power of accepting mobile check payments with the strategic goal of simplifying all your receivables to process and post from a single platform.

ETran’s Mobile RDC (mRDC) capabilities empower your business with the ability to securely accept mRDC payments in the field either via a fully-hosted, stand-alone app (iOS and Android), or by integrating our mobile SDKs into your own Android or iOS mobile application.

ETran's RDC solutions feature Intelligent Invoice Matching and Electronic Invoice Presentment and Payment (EIPP) capabilities to match check payments to outstanding customer invoices and automate cash application operations. 

Capable of receiving open invoice and customer information via batch file or real-time API calls, ETran is able to automatically match incoming check payments to customer invoices, reducing the time your A/R team spends on matching data and applying cash into back-office systems.  

Whether you're a banking institution providing outsourced lockbox services for your corporate clients, a BPO service provider delivering lockbox managed services, or a business running your own internal lockbox operations, maximizing efficiencies and oversight within high-volume check processing operations translates into cost savings, improved business intelligence and when done right, a clear path to automated cash application and true integrated receivables.

ETran is agnostic by design, delivering you with the flexibility to utilize your existing check scanning hardware, banking institution(s) and back-office system(s). 

Conveniently capture check payments through any check scanning hardware or mobile device (iOS or Android), transmit the transactions to one or multiple banking settlement accounts for deposit based on business rules, and post remittance details to any back-office system in either batch or real-time to achieve true straight through processing.

ETran's Advanced RDC solutions feature magnetic ink character recognition (MICR) matching technology to automatically match MICR line data on checks and associate the payment with customer accounts. 

By automatically matching incoming checks and remittance documents scanned into the ETran software to customer accounts, traditionally manual, time-consuming A/R tasks supporting data entry and cash application can be streamlined—allowing new workflow automations to free up time that can be spent on higher value functions in your internal operations.

Conveniently deploy and support centralized or distributed check processing environments via a single, cloud-based user-interface.

Streamline and automate business processes, workflows, and exception management surrounding check payments to increase efficiencies and save cost.

ETran is configurable down to the user-level across multiple brands, LOBs, locations, customers and more.

ETran's desktop and mobile RDC capabilities continue our strategic mission of delivering truly integrated receivables solutions that seamlessly integrate with any back-office system in either batch or real-time to streamline and automate the cash application process for check payments.

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“We needed the ability to not only process check-based donation payments faster, but also ensure that we are able to efficiently and accurately update our back-office systems so that we can maximize donor engagement and appreciation. ETran’s advanced RDC and back-office posting solutions have helped us to do just that.”    

Elizabeth Hefner, Director of Advancement

Sunday Breakfast Rescue Mission

Available Resources

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eBook: Remote Deposit Capture

In this free eBook, learn five ways to improve your business with RDC and mRDC, including the key elements to look for in an RDC solution.

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Data Sheet: ETran RDC

Easily support centralized or distributed check processing environments via a bank agnostic, easy-to-use, cloud-based platform.

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eBook: Integrated Receivables

This free eBook delivers a handy checklist for identifying and selecting a truly integrated receivables solution to meet your business needs.

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