Mobile Remote Deposit Capture

Quickly & Securely Accept Check Payments on the Spot via a Stand-alone Application or Seamlessly Embedded Payment Acceptance Technology.

Modernize Your Check Acceptance

No longer only a consumer-focused payment channel, mobile remote deposit capture (mRDC) solutions provide your accounts receivable (A/R) organization, sales team members and delivery drivers with the access to quickly and securely accept and deposit paper checks on the spot from your customers. 

Designed as a user-friendly check acceptance solution, FTNI's ETran Mobile provides an efficient and secure way for you to add mobile check capture services to your existing receivables mix. By streamlining your in-person paper-based receivables through mobile check capture, you benefit from reduced costs and faster payments, while your customers benefit from a better, simplified payment experience.

With the added benefit of being both iOS and Android compatible, ETran's mobile payment solutions can be utilized as either a stand-alone application or embedded into your existing app via FTNI's API technology. And going beyond the traditional capabilities of just a mobile banking app, ETran's mobile payment technology is fully-integrated with the ETran user interface for complete oversight, management and cash application automation of all incoming payments.

Truly Integrated Mobile Remote Deposit Capture

ETran Mobile is a fully-agnostic payment acceptance and processing solution, integrating with any banks/financial institutions, merchant processor relationships, and market accounting systems for seamless straight through processing.

By accelerating your check acceptance operations, you are able to move payment acceptance from solely the back-office to the field and front-office. Reduce DSO, increase cash flow and accelerate your business' A/R operations with truly integrated receivables mobile remote deposit capture technology.


Mobile Remote Deposit Capture: How It Works

Mobile Remote Deposit Capture (mRDC) features to accept, process, deposit and post checks from any Android and iOS device.

ETran Mobile offers the ability to accept checks, as well as credit/debit cards and ACH, via a secure mobile application. With a quick photo of the front and back of a check, users are able to associate the payment to customer account information, and then submit the payment for review and deposit. All payment methods and history are securely stored for an all-access view into customer information, and payments accepted via the application are available in real-time for review/approval within the ETran desktop interface.

All payment information and history, check image capture and sensitive customer account data is end-to-end encrypted and stored in a secure and compliant environment. No sensitive payment information is ever stored on the mobile device.

Quickly sign in to the ETran Mobile application to view and select open invoices for payment on account to streamline, automate and process payments quicker, with the added benefit of automated cash application. 

With ETran Mobile's easy-to-use remote deposit system and invoice matching features, A/R organizations can manage electronic payments and mobile check deposits quicker and more secure than most banks, and seamlessly post all transaction details to any back-office system.

Increase cash flow and decrease DSO by enhancing your payment acceptance and processing with ETran's mobile remote deposit check capture. With mobile check processing, you are able to decrease your DSO by up to several days. Instead of having delivery drivers and sales team members handling and carrying checks around for days at a time, you can enable your employees to accept checks on the spot.

Utilizing ETran facilitates easy integration with your existing business processes, and adding mobile deposit functionality to your receivables will benefit you by automating your cash application.

Available for both Android and iOS, FTNI's mobile payment acceptance technology can be utilized as either a fully-hosted stand-alone application or seamlessly embedded into your existing app via API integrations.

Offer remote deposit capture services to your users and A/R members to provide convenience when accepting paper checks, as well as the ability to ensure seamless processing and depositing of checks from any device or smartphone. 

ETran Mobile supports our strategic mission of delivering true A/R automation, to large and small businesses, that seamlessly integrates with any accounting system in either batch or real-time to automate cash application operations.

As is consistent with all modules on the ETran platform, ETran's mobile payment solutions maximize flexibility and scalability within your A/R operations by working with your existing banks, merchant processor, back-office systems, and check scanning hardware.

ETran's agnostic design means you don’t have to change platforms or rebuild existing processes as your business, financial or accounting needs change today, tomorrow and years into the future.

FTNI takes businesses' security and compliance seriously, that's why each of our modules and solutions come equipped with multiple layers of proactive security and compliance policies—PCI DSS Level 1, HIPAA and more—to protect you and your customers data from any risk. For more information, visit our service provider's website, Armor

A/R Automation Software + The Tools You Need


Mobile Check Deposit

Securely capture, upload and deposit checks remotely via mobile remote deposit capture capabilities to speed your mobile check processing.


Invoice Matching

Quickly and easily associate payments to outstanding customer invoices with mobile invoice presentment functionality—all within the ETran Mobile app.


Risk-free Check Capture

Complete proactive security and compliance within ETran's mobile payment solutions. No sensitive payment data is ever stored on the user's mobile device.


Receivable Automation

Automate cash application operations with seamless integration between ETran Mobile and your back-office accounting systems and platforms.

Conveniently & Securely Add mRDC to Your Existing Receivables Mix

With consumer reliance on mobile technology growing by the day, combined with the increase of mobile payment adoption by businesses, mobile remote deposit capture technology is the next great wave of payment solutions for traditional receivable processes.

Check payments are here to stay within A/R operations. Unlock the power of mobile check acceptance with mRDC technology to deliver your customers a better payment experience, while also providing your A/R team with the ability to automate and accelerate cash application operations. For more information on adding mobile payment acceptance to your receivables mix, download our mobile payments eBook today.


From the FTNI Blog

Cash in on Convenience — Electronic Payment Processing Trends for 2023 & Beyond | The Proliferation of Electronic Payment Methods and Channels, Understanding Customer Payment Preferences + Consolidating and Optimizing Your Payment Processing Operations

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