Mobile Remote Deposit Capture

ETran Mobile offers the ability to accept checks, as well as credit/debit cards and ACH, via a secure mobile application. With a quick photo of the front and back of a check, users are able to associate the payment to customer account information, and then submit the payment for review and deposit. All payment methods and history are securely stored for an all-access view into customer information, and payments accepted via the application are available in real-time for review/approval within the ETran desktop interface.

All payment information and history, check image capture and sensitive customer account data is end-to-end encrypted and stored in a secure and compliant environment. No sensitive payment information is ever stored on the mobile device.

Quickly sign in to the ETran Mobile application to view and select open invoices for payment on account to streamline, automate and process payments quicker, with the added benefit of automated cash application. 

With ETran Mobile's easy-to-use remote deposit system and invoice matching features, A/R organizations can manage electronic payments and mobile check deposits quicker and more secure than most banks, and seamlessly post all transaction details to any back-office system.

Increase cash flow and decrease DSO by enhancing your payment acceptance and processing with ETran's mobile remote deposit check capture. With mobile check processing, you are able to decrease your DSO by up to several days. Instead of having delivery drivers and sales team members handling and carrying checks around for days at a time, you can enable your employees to accept checks on the spot.

Utilizing ETran facilitates easy integration with your existing business processes, and adding mobile deposit functionality to your receivables will benefit you by automating your cash application.

Available for both Android and iOS, FTNI's mobile payment acceptance technology can be utilized as either a fully-hosted stand-alone application or seamlessly embedded into your existing app via API integrations.

Offer remote deposit capture services to your users and A/R members to provide convenience when accepting paper checks, as well as the ability to ensure seamless processing and depositing of checks from any device or smartphone. 

ETran Mobile supports our strategic mission of delivering true A/R automation, to large and small businesses, that seamlessly integrates with any accounting system in either batch or real-time to automate cash application operations.

Unlike a dashboard that only displays transactions from disparate receivables systems, a truly integrated receivables platform accepts, processes and posts any payment type—check, ACH/EFT, credit card, debit card, cash—via any payment channel—mailed-in, lockbox, called-in, in-person, online, mobile—on a single, compliant, SaaS platform that integrates with any banks, merchant processor relationships, check scanners, and back-office systems.

A truly integrated mobile solution goes beyond the traditional mobile banking app by delivering the ability to automate your receivable processes from payment acceptance to processing and posting. By implementing a mobile check capture solution into your receivables mix, you will discover a host of benefits. 

As adoption grows across your business and users, you will be able to deliver a better, quicker and more secure payment experience for your customers. You will also be able to automate your receivable processes by accepting and making deposits of your customers' check payments in the field, thus relieving your back-office team from handling any incoming checks. In turn, allowing your A/R organization to focus on exception processing and handling.

FTNI's ETran Mobile RDC (mRDC) capabilities empower your business to securely accept check payments in the field either via a fully-hosted, independent app (iOS and Android), or by integrating our mobile APIs into your own Android or iOS mobile application.

By seamlessly integrating with any back-office system, in either batch or real-time, you are able to boost your check processing and remote deposit capture capabilities by automating what is a traditionally manual, time-consuming, error-prone receivable process surrounding payment acceptance and data entry.

FTNI's mRDC solution quickly and easily captures check images with a quick snap of the front and back of a customer check through the phone's camera. Once the image capture is processed, users are able to associate the check payment to customer accounts and outstanding invoices—with the added benefit of having the payment and remittance detail immediately sent for deposit and posting.

As with all solutions and services across the ETran platform, FTNI's mobile remote deposit capture (mRDC) solution integrates in real-time with the ETran user interface. Once a payment has been made, the payment data and customer information is automatically uploaded into the user interface for employees in the home office to access, manage, review, process, and deposit into associated bank accounts.