Quickly & Securely Accept Mobile Payments on the Spot
No longer only a consumer-focused payment channel, mobile remote deposit capture (mRDC) solutions provide your accounts receivable (A/R) organization, sales members and delivery drivers with the access to quickly and securely accept and deposit paper checks on the spot from your business customers. The result is automated check deposits with convenient, complete oversight across the ETran interface.
Designed as a user-friendly check acceptance solution, FTNI's ETran Mobile provides an efficient and convenient way for you to add mobile check capture services to your existing receivables mix. By streamlining your in-person paper-based receivables through mobile check capture functionality, you benefit from reduced costs and faster payments, while your customers benefit from a better, simplified payment experience.
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ETran by FTNI, Mobile
With the added benefit of being both iOS and Android compatible, the ETran Mobile application can be utilized as either a stand-alone app or embedded into your existing application via FTNI's APIs/SDKs. And going beyond the traditional capabilities of just a mobile banking app, ETran Mobile is fully integrated with FTNI's ETran user interface for oversight, management and cash application automation of all incoming payments.
ETran Mobile is also a fully-agnostic payment acceptance and processing solution, integrating with any banks/financial institutions, merchant processor relationships, and market accounting systems for seamless straight through processing.
By accelerating your check acceptance operations, you are able to move payment acceptance from solely the back-office to the field and front-office by taking check payments on the spot instead of receiving them in the mail, and your company benefits from the flexibility of a modular, bank, merchant processor and back-office agnostic platform. Reduce DSO, increase cash flow and accelerate your business' A/R operations with truly integrated receivables mobile deposit options.
Modernize Your Check Acceptance with Mobile RDC
Mobile Remote Deposit Capture (mRDC) features to accept, process, deposit and post checks from any Android and iOS device.
ETran Mobile offers the ability to handle checks, as well as credit/debit cards and ACH, via a safe mobile application. With a quick photo of the front and back of a check, users are able to fill in associated customer information within the mobile app and then submit the image of the customer payment for review. All payment methods and history are securely stored for an all-access view into customer information, and payments accepted via the application are available in real-time for review/approval within the ETran desktop application.
All payment information and history, check image capture and sensitive customer account data is end-to-end encrypted and stored in a secure and compliant environment. No sensitive payment information is ever stored on the mobile device.
Quickly sign in to the ETran Mobile application to view and select open invoices for payment on account to streamline, automate and process payments receivables quicker, with the added benefit of automated cash application.
With ETran Mobile's easy-to-use remote deposit system and invoice matching features, A/R organizations can manage electronic payments and mobile check deposits quicker and more secure than most banks, and seamlessly post all transaction details to any back-office system.
Increase cash flow and decrease DSO by enhancing your payment acceptance and delivery with ETran Mobile's remote deposit check capture. With mobile check processing you are able to decrease your DSO by weeks, instead of having delivery drivers and sales members handling and carrying checks around for days at a time. By enabling employees to accept checks on the spot, you can accelerate your processing time and decrease administrative time required to manually key in payment details.
Utilizing ETran facilitates easy integration with your existing business processes, and adding mobile deposit functionality to your receivables will benefit you by automating your cash application.
Available for both Android and iOS smartphones either as a fully-hosted stand-alone application, or via API/SDK integration into your existing app on any of your mobile devices.
Offer remote deposit services to your users and A/R members to provide convenience when accepting paper checks, as well as the ability to ensure seamless processing and depositing of checks from any device or smartphone.
ETran Mobile supports our strategic mission of delivering true integrated receivables, to large and small businesses, that seamlessly integrate with any accounting system in either batch or real-time to streamline and automate cash application.
As is consistent with all modules on the ETran platform, ETran's mobile payment solutions maximize flexibility and scalability within your A/R operations by working with your existing banks, merchant processor, back-office systems, and check scanner hardware and software.
ETran's agnostic design means you don’t have to change platforms or rebuild existing processes as your business, financial or accounting technology needs change today, tomorrow and years into the future.
FTNI takes businesses' security and compliance seriously, that's why each of our modules and solutions come equipped with multiple layers of proactive security and compliance policies—PCI DSS Level 1, HIPAA and more—to protect you and your customers data from any risk. For more information, visit our service provider's website, Armor.
A/R Automation Software + The Tools You Need
Mobile Check Deposit
Securely capture, upload and deposit checks remotely via mobile remote deposit capture capabilities to speed your mobile check deposits and business day receivable operations.
Invoice Matching
Quickly and easily associate payments to outstanding customer invoices with mobile invoice presentment and payment functionality—all within the ETran Mobile app on your smartphone.
Risk-free Check Capture
Complete proactive security and compliance within the ETran mobile application so no sensitive payment data/images or customer funds are ever stored on the user's mobile device.
Receivable Automation
Automate cash application operations and services with seamless integration between the ETran Mobile deposit features and your market accounting and back-office systems.
Conveniently & Securely Add Mobile Remote Deposit Services to Your Existing Receivables Mix
Unlock the power of mobile payment acceptance within your existing A/R operations by adding the features to receive mobile remote deposit capture (mRDC)—as well as ACH and credit/debit card payments—via a trusted, easy-to-use mobile application on any Android and iOS smartphone/device.
With the addition of being compatible with any bank and market accounting system, ETran Mobile quickly and securely captures check images, deposits the payment, provides funds availability, and automates cash application—all in a single, easy process.
Implementing mobile payment acceptance technology ensures customers a better payment experience while also giving your business the services required to automate cash application across multiple sites and locations. Get paid faster and provide your customers with a better, more simplified payment experience from FTNI's ETran Mobile.
“When we implemented mobile Remote Deposit Capture, it was a matter of needing to get the money to the bank the same day that it was to be applied into our system. That was a major thing we wanted to accomplish—along with not having the float period between when the payment is entered into our systems and when it actually hits our bank account. Through the use of Mobile RDC, we’ve eliminated a significant amount of manual work and also benefited from getting the money to the bank and into our financial institution's account the same day—an average increase of five days faster than before."
Theresa Bollig, Director of Customer Service
Rural Mutual Insurance
Truly Integrated Mobile Remote Deposit Capture
With consumer reliance on mobile technology services growing by the day, combined with the increase of mobile payment adoption by businesses, mobile remote deposit capture technology is the next great wave of payment solutions for traditional receivables systems and processes. Check payments are here to stay, regardless of the growth in electronic payment methods and channels. By implementing a mobile check solution that works for your organization, you are able to reduce costs and save money within your A/R processes.
Going beyond the standard consumer mobile banking applications, mobile deposit technology delivers businesses with the efficiency to streamline and accelerate check acceptance and cash application operations—all within a user-friendly app on your mobile device. For more information, download our mobile payments eBook today.
Frequently Asked Questions: Mobile Remote Deposit
Unlike a dashboard that only displays transactions from disparate receivables systems, atrulyintegrated receivables platform accepts, processes and posts any payment type—check, ACH/EFT, credit card, debit card, cash—via any payment channel—mailed-in,lockbox, called-in, in-person,online,mobile—on a single, compliant, SaaS platform that integrates with any banks and credit unions, merchant processor relationships, check scanners, and back-office systems.
A truly integrated mobile solution goes beyond the traditional mobile banking app by delivering the ability to automate your receivables processes from payment acceptance to processing and posting. By implementing a mobile check capture solution into your receivables mix, you will discover a host of benefits.
As adoption grows across your business and users, you will be able to deliver a better, quicker and more secure payment experience for your customers. You will also be able to automate your receivables processes by accepting and making deposits of most of your check payments in the field, thus relieving your back-office team from handling any incoming checks. In turn, allowing your A/R organization to focus on exception processing and handling. You will ultimately benefit from a quick turn around time for funds into your organization's checking account—all started from the touch of a button in the ETran Mobile application.
FTNI's ETranMobile RDC (mRDC)capabilities empower your business to securely accept check payments in the field either via a fully-hosted, independent app (iOS and Android), or by integrating our mobile SDKs into your own Android or iOS mobile application.
By seamlessly integrating with any back-office system, in either batch or real-time, you are able to boost your check processing and remote deposit capture capabilities by automating what is a traditionally manual, time-consuming, error-prone receivables process surrounding payment acceptance and data entry.
FTNI's ETran application quickly and easily captures check images with a quick snap of the front and back of a customer check through the phone's camera. Once the image capture is processed, users are able to associate the check payment to customer accounts and outstanding invoices with the added benefit of having the payment and remittance detail immediately sent for deposit and posting.
After all customer payments have been received, an internal A/R user deposits checks, as well as any other payments received throughout the business day, into the business' settlement account(s) at their existing financial institutions, banks and credit unions.
As with all solutions and services across the ETran platform, FTNI's mobile remote deposit capture (mRDC) application integrates in real-time with the ETran user interface. Once a payment has been made, the payment data and customer information is automatically uploaded, via artificial intelligence, into the user interface for employees in the home office to access, manage, review, process, and deposit into associated bank accounts.
