True Integrated Receivables

Receive and process any payment type—check (RDC), ACH/EFT, credit and debit card, cash—from any payment channel—mailed-in, lockbox (in-house or outsourced), called-in, in-person, AutoPay (automatic debit), electronic recurring, online and mobile—all on a single, cloud-based integrated receivables platform.

Improve and automate your cash application operations with configured integrated receivables that start where your needs are today, and offers insights to evolving your accounts receivable solutions for years to come. 

ETran comes equipped with Intelligent Invoice Matching and Electronic Invoice Presentment and Payment (EIPP) services in order to match customers' payment information to outstanding invoices with accuracy—all without your internal team having to touch any paper-based invoices down the line.

Capable of receiving open invoice and customer information via batch file or real-time API calls, ETran is able to automatically match incoming payments to invoices via artificial intelligence, reducing the time your A/R team spends on matching data and helping the way you apply cash into back-office systems.

ETran seamlessly links with any back-office system in either batch or real-time to accelerate and automate cash application by automatically applying all payment data with accuracy.

Convenient SaaS delivery and artificial intelligence services–easily add new locations, logins, sites, customer account data, methods, channels, and solutions as your business grows and evolves.

ETran adapts to your ever-evolving business needs and links to your existing relationships. Agnostic by design, the ETran integrated receivables platform helps maximize flexibility and scalability by being compatible with your banks/financial institutions, credit merchant processor, check scanner, and back-office system(s).

Streamline business tasks, workflows, and exception handling to increase efficiencies and save costs in your accounts receivable organization.

ETran is configurable down to the user-level across multiple brands, LOBs, logins, locations, solutions, sites, customers and more. ETran starts where your business needs are today, and paves the way for you to evolve your A/R for years to come.

Upon login to the ETran system, users have complete oversight, visibility and direct access to all receivables items via a secure, unified interface.

Internal accounts receivable teams can also improve oversight by utilizing ETran's robust search and reporting tools to analyze current business processes. Tailored to your unique business requirements, search and report can provide actionable insights and costs savings research for your business and clients. 

Reduce risk and enable enhanced security, support and payments privacy. With ETran's cloud-based architecture, you get the unique benefits of multiple layers of compliance and proactive security.

First, you'll gain PCI and HIPAA compliance directly at the ETran site layer. Second, you'll benefit from the industry-leading proactive security policies and an additional layer of compliance (PCI, HITRUST/HIPPA, SSAE16 and more). By using a cloud-based payments platform, you are able to lower the risk in your receivables, as well as increase your working capital without added internal support. For more information, visit our hosting partner, Armor.

Traditional legacy accounts receivable systems and dashboards that lack the ability to process, post and manage all incoming receivables items from a single platform (a.k.a. silos) are a major hinderance within businesses' receivables processes. Unlike integrated receivables products, silos lack the artificial intelligence needed to provide accuracy, insights and privacy across a single, cloud-based site. 

Reliance on multiple dashboards cobbled together that lack efficiency and visibility across your business only slows your internal operations, delays your cash flow, and ultimately, creates more work for your A/R organization. Like we always say, each time your A/R team has to touch or review a payment, it costs you money.

Identify and address the silos within your business to improve productivity. Implement a truly integrated receivables solution today.

By leveraging integrated receivables technology, you can address, tear down, and put a 'stop' to silos in your accounts receivable practices. With the ability to process any payment type from any channel and post the remittance detail to your back-office system(s), all in a single pass, you can streamline your receivables. 

Experience the difference of truly integrated receivables solutions versus legacy dashboards. Prepare your business for the transformation of having complete control over your A/R and working capital, all from a unified interface.

Consolidate and automate your receivables and cash application process by utilizing solutions that can seamlessly integrate with your current banks/financial institutions, merchant processor relationships, and back-office system(s) to adapt to your current business processes. 

By using integrated receivables services, you can expect accelerated receivables from acceptance to processing and posting. Identify the modules that best fit your business in order to improve your cash flow and working capital, reduce DSO, and focus your internal efforts on higher value functions such as exceptions processing and handling.

Unlike a dashboard that only displays transactions from disparate receivables systems, a truly integrated receivables solution can receive, process, apply and post any payment type—check, ACH/EFT, credit card, debit card, cash—via any channel—mailed-in, lockbox, called-in, in-person, online, mobile—on a single, secure (and compliant), SaaS platform.

By utilizing machine learning technology, a true integrated receivables solution reduces the amount or completely eliminates tedious, manual, time-consuming processes surrounding data entry of customers' payment information, allowing your internal team to spend more time on higher value functions such as exception processing and handling. Deliver your customers and A/R team with the business insights and modular products of true integrated receivables solution. Reach for accounts receivable automation software to ready your organization.

True integrated receivables solutions should enable you to start where your needs are today and conveniently scale the use of the platform over time, not the other way around. There is not "one size fits all" when it comes to industry A/R, so your solution should be the same.

FTNI's ETran integrated receivables platform is modular by design, allowing you to seamlessly grow ETran as your customers' payment preferences evolve over the years. By utilizing tools and solutions that fit your business, you are able to deliver a great customer experience and help increase customer adoption of your new payment modules. You are also able to accelerate A/R processes and grow your business' working capital.

An integrated receivables solution enables businesses with the ability to offer customers a better payment experience, as well as improve the way billing exceptions associated with incoming payments are handled. With the adoption of an automated accounts receivable software solution, your business will gain elevated, efficient A/R resources.

As adoption grows for your business customers, you will be able to deliver a better payment experience across the board from paper-based receivables to online and mobile payment solutions, including invoice presentment and payment capabilities. You will also be able to streamline your receivables processes so your internal team can focus on exceptions, instead of collections and deductions. By utilizing true integrated receivables, you will reduce DSO, increase cash flow, create new revenue streams, and reach fully automated payment processing.

ETran is a cloud-based solution that powers accounts receivables, across nearly every industry, by allowing internal teams to have complete oversight of all working capital data for review, processing and posting into your back-office system(s). ETran is also able to match data with accuracy to customer accounts and associated remittance information.

ETran is agnostic by design, maximizing efficiency, flexibility and scalability by being compatible with your existing banks/financial institutions, merchant processor relationships, and back-office system(s). Agnostic receivables management means you don’t have to change platforms or rebuild existing receivables processes as your business needs grow and change today, tomorrow and years into the future.

FTNI's ETran solution is a cloud-based, modular suite delivered in a SaaS model. Software-as-a-service delivery means significantly reducing, if not completely eliminating, all costs and risks associated with having hardware and software managed on-site, as well as the dedicated staff and support needed to manage the on-premise systems.

With this cloud-based delivery, there is no requirement for dedicated support and IT staff to go through tedious, time-consuming cycles of research and upgrading services on an ongoing basis. Upon login, ETran's system is able to automatically check for the latest security policies and updates so that users can have seamless access to the newest version every time they enter the system.