Truly Integrated Receivables Solutions

One Platform to Accept, Process AND Post Any Payment Method, from Any Payment Channel. 

Now That's True Integrated Receivables.

FTNI's vision for a truly integrated receivables platform has always been to deliver companies the ability to accept, process AND post any payment type, from any payment channel—all on a single, secure, SaaS platform. 

ETran, by FTNI, has taken that vision and made it a reality. Now you can accept any payment method (check (RDC), ACH, credit/debit card, cash) from any payment channel (AutoPay, mailed-in/lockbox, called-in, in-person, online, mobile) on a single platform that can efficiently process and post the payments you receive in a single pass (i.e. straight through processing). What's more, ETran works with your existing banking and merchant processor relationships, as well as back-office systems and check scanning hardware.

By utilizing a truly integrated solution, you are able to streamline your accounts receivables (A/R) and payment processing operations and reduce the amount of time spent on tedious, manual processes. Offer your internal A/R team and business customers the key benefits of using truly integrated receivables solutions. 

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Truly Integrated Receivables—Defined. 

Any payment method or channel. Any bank or merchant processor. Any back-office system. 

Welcome to Truly Integrated Receivables solutions.

Accept any payment method—check (RDC), ACH/EFT, credit/debit card, cash—from any payment channel—mailed-in, lockbox (in-house or outsourced), called-in, in-person, AutoPay (automatic debit), recurring, online and mobile—all on a single, cloud-based receivables processing platform.

ETran seamlessly integrates with any back-office system in either batch or real-time to streamline and automate the cash application process by automatically posting all payment data.

Convenient SaaS delivery–easily add new locations, payment methods and channels as your business needs grow and evolve.

ETran adapts to your ever-evolving business needs. Agnostic by design, ETran maximizes flexibility and scalability by being compatible with your existing bank(s), merchant processor, back-office systems, and even check scanning hardware.

Streamline and automate business processes, workflows, and exception management to increase efficiencies and save cost in your accounts receivables operations.

ETran is configurable down to the user-level across multiple brands, LOBs, locations, customers and more.

Complete oversight and direct access to all your receivables items regardless of payment type or channel via a single, unified interface.

Internal A/R teams also benefit from robust search and reporting functionality tailored to your unique business requirements. 

With ETran's cloud-based architecture, you get the unique benefit of multiple layers of compliance and proactive security.

First, you'll benefit from PCI and HIPAA compliance directly at the ETran application layer. Second, you'll benefit from the industry leading proactive security policies and operations and an additional layer of compliance (PCI, HITRUST/HIPPA, SSAE16 and more) from our hosting partner, Armor

Modular by Design


Advanced RDC

Efficiently and affordably deployed, configured and supported SaaS-based RDC solutions to help you accelerate check and remittance acceptance, processing and posting.


Online Payments

Discover electronic invoice presentment and intelligent invoice matching to fit your unique business needs and keep your employees and customers healthy.


Mobile Payments

Reduce DSO by securely accepting checks, ACH, or credit card payments in the field via the ETran Mobile app, or by integrating mobile APIs/SDKs into your existing mobile application.


AutoPay and Recurring Payments

Easily accept and manage recurring electronic payments based on customers' unique payment terms and open invoices via ETran's AutoPay Automatic Debit solutions.


Lockbox Processing

Lockbox processing solutions that provide the flexibility and configurability you need to streamline the acceptance, processing and posting of your lockbox remittance items all in a single pass.


Automated Cash Application

Seamlessly integrated automation with any back-office and accounting systems, in either batch or real-time, to streamline the cash application process. 

Discover Truly Integrated Receivables

Unlike a dashboard that only displays transactions from disparate receivables systems, a truly integrated receivables platform accepts, processes and posts any payment type—check, ACH/EFT, credit card, debit card, cash—via any payment channel—mailed-in, lockbox, called-in, in-person, online, mobile—on a single, secure (and compliant), SaaS platform. 

By streamlining and automating payments receivables operations, truly integrated receivables solutions reduce the amount or completely eliminate tedious, manual, time-consuming processes surrounding payment data entry, allowing your internal team to spend more time on higher value functions such as exception handling.  

True integrated receivables solutions should enable you to start where your business needs are today and conveniently expand the use of the platform over time, not the other way around. There is not "one size fits all" when it comes to A/R, so your solution should be the same.

FTNI's ETran integrated receivables platform is modular by design, allowing you to seamlessly grow the platform as your customers' payment preferences, and your business needs evolve. By utilizing solutions that fit your business, you are able to deliver a great customer experience and help increase customer adoption while also allowing your internal team to accelerate their A/R operations and processes. 

FTNI's integrated receivables platform, ETran, is a cloud-based solution that streamlines A/R operations by allowing internal teams to have complete oversight of all incoming payment data for review, processing and posting into your back-office system(s). ETran is also able to match payment data to customer accounts and associated remittance information, truly automating A/R and cash application operations. 

ETran is agnostic by design, maximizing flexibility and scalability by being compatible with your existing bank(s), merchant processor, back-office systems, and check scanning hardware.

An agnostic receivables management system means you don’t have to change platforms or rebuild existing processes as your business needs change today, tomorrow and years into the future.

FTNI's ETran platform is a cloud-based, modular solution suite delivered in a SaaS model. Software-as-a-service delivery means significantly reducing, if not completely eliminating, all costs associated with having hardware and software managed on-site, as well as the dedicated staff needed to manage the on-premise systems.

With this cloud-based delivery, there is no requirement for dedicated IT staff to go through tedious, time-consuming cycles of upgrading systems or hardware on an ongoing basis. ETran's system is able to automatically check for the latest updates so that users can have seamless access to the newest version every time they login. 

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