Mobile Payment Processing Solutions

Mobile Payments, Simplified

Unlock the potential of mobile payment acceptance within your existing accounts receivable (A/R) operations by adding the tools to accept mobile remote deposit capture (mRDC), ACH, and credit and debit cards, via a user-friendly, white-labeled stand-alone app, or by embedding mobile APIs/SDKs into your existing iOS or Android mobile application.

Contactless payments have increased in popularity as the demand for convenient, secure, no-touch options has risen during the ongoing pandemic. Mobile payment solutions deliver your business, and your customers, with the opportunity to accept and make payments on the spot–all with the added value of contactless mobile transactions from a single payment gateway.

By using mobile payment processing solutions, whether stand-alone or embedded, to receive all incoming payments and transactions, your business can process payments efficiently and securely with the convenience of a single, SaaS platform.

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ETran by FTNI

With ETran Mobile, your company gains the flexibility of a modular, bank and merchant processor agnostic platform, as well as seamless integrations with popular accounting software and other back-office systems. By leveraging your current, unique business processes and workflows, ETran Mobile increases efficiency and improves adoption across your business and customers.

The ETran Mobile app also delivers Electronic Invoice Presentment and Payment (EIPP) functionality. By streamlining your in-person, paper-based receivables through mobile invoicing features, you save from the reduced costs by speeding your mobile payment processing. Your customers gain a more secure, simplified payment experience.

Boost your receivable operations by adding mobile payment acceptance to your existing A/R mix. Discover ETran by FTNI to modernize your receivables today.

Modernize Your Accounts Receivable Processes

Mobile EIPP, RDC, ACH & Credit Card Processing–All From a Single Mobile Payments App.

ETran Mobile offers the ability to accept checks, all major credit cards, debit cards, and ACH via a secure, mobile application. All payment methods and history are securely stored for a complete view into customer information, and payments accepted via the mobile app are available in real-time for review/approval within the ETran desktop application.

Using ETran Mobile improves you and your customers' experience by offering a quick and convenient payment option with the ability to increase recurring payments and customer satisfaction.

View and select open invoices/bills for payment within a single app to streamline and automate payments receivables and cash application operations.

Additionally, repeat customers ' accounts can be automatically matched to outstanding invoices based upon ETran's Intelligent Invoice Matching. This functionality is also available with the ETran Online Payments solutions.

Increase cash flow and decrease DSO by enhancing your payment acceptance and delivery with ETran Mobile. By enabling employees to obtain immediate payments in the field, you're accelerating your processing timelines and decreasing administrative time surrounding manual data entry.

You are also able to alleviate human error by saving time required to research and rectify any payment errors. Utilizing ETran facilitates easy integration with your existing business processes, and adding mobile payment acceptance to your receivables will help automate your cash application operations.

ETran Mobile is available for both iOS and Android devices either as a fully-hosted stand-alone app, or via API/SDK features. With either option, fully-hosted or API/SDK support, all sensitive customer data and payment information is end-to-end encrypted so no data is ever stored on the mobile device.

ETran Mobile has full PCI-compliance and built in PCI DSS, HIPAA and SSAE16 security features. FTNI takes mobile security seriously, and ETran's cloud-based architecture gives you the added benefit of multiple layers of compliance and proactive security.

ETran Mobile has the advantage of providing full PCI and HIPAA authorizations directly at the application layer. Additionally, the ETran platform delivers industry-leading proactive payment security (PCI, HITRUST/HIPPA, SSAE16 and more). For more information, visit our hosting partner, Armor.

The ETran mobile payment solution supports our strategic mission of delivering true integrated receivables that seamlessly integrates with any back-office system in either batch or real-time to streamline and automate posting of all payment types.

Upon login to the ETran system, users have complete oversight, visibility and direct access to all receivables items via a secure, unified interface.

Internal accounts receivable teams can also improve oversight by utilizing ETran's robust search and reporting tools to analyze current business processes. Tailored to your unique business requirements, reports can provide actionable insights and costs savings research for your business.

Agnostic by design, the ETran Mobile payment app maximizes flexibility and scalability by being compatible with your banks, financial institutions, merchant processor, and back-end market accounting system.

Upgrade your payment process to a cost effective, cloud-based terminal that accelerates and automates your billing/receivable operations.

Streamline Your A/R Operations with Mobile Payment Processing Solutions

Optimized Mobile Screenshots

FTNI’s ETran Mobile solution provides an efficient way for your sales reps, team members and delivery drivers to accept payments via mobile apps, while also simplifying your back-end operations. Accept, process and manage all mobile payments from a single platform with straight through processing.

Conveniently Add Mobile Remote Deposit Capture to Your Receivables Mix

Powerful mobile Remote Deposit Capture (mRDC) technology to streamline your A/R operations. Add mRDC payment solutions to your existing operations via a trusted, easy-to-use mobile application for any smartphones and mobile devices.

With the addition of being compatible with any bank, back-office system and mobile phone, ETran's mRDC technology quickly captures check images, associates the payments with customers' accounts, and sends the remittance data to your internal A/R staff for processing and posting—all within a single solution.

Implementing mobile payment acceptance technology allows team members to take payments anywhere, and customers to easily pay on the spot, at any location. Ultimately, mobile payment solutions assist your business in getting paid faster, and offer more value to customers with a better, simplified payment solution.

Available Resources

eBook: Mobile Payments

In this free eBook, learn 5 essential tips to help prepare your business for adopting mobile payments within existing receivable processes, including key criteria essential to the strategic planning and decision-making process when deciding on accepting payments via smartphones/tablets.

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IR Spotlight: Rural Mutual Insurance

In this episode of FTNI's Integrated Receivables Spotlight Series, Zac Robinson, Senior Vice President of Sales and Marketing at FTNI, discusses Rural Mutual Insurance's adoption of mRDC and the benefits it has delivered, with Theresa Bollig, Director of Customer Service at Rural Mutual Insurance.

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Demo: ETran Mobile Services

ETran Mobile offers an efficient way for your employees to accept payments on the spot, while also simplifying your back-end operations by processing and posting all incoming mobile payments from a single platform. Watch our demo video to learn how to add mobile payment solutions into your A/R.

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Frequently Asked Questions: Mobile Payments

Unlike a dashboard that only displays transactions from disparate receivables systems, a truly integrated receivables platform accepts, processes and posts any payment method—check, ACH bank transfer/EFT, credit card, debit card, cash—via any payment channel—mailed-in, lockbox, called-in, in-person, online, mobile—on a single, secure (and compliant), SaaS platform.

FTNI's ETran Advanced RDC solutions come with the added versatility of being seamlessly integrated with mobile RDC processing capabilities. By helping you to unlock the power of accepting physical checks via mobile phones, your business now has the strategic goal of simplifying all your receivables to process and post from a single platform.

ETran’s Mobile RDC (mRDC) capabilities empower your business with the ability to securely accept mRDC payments in the field either via a fully-hosted, stand-alone app (iOS and Android), or by integrating our mobile SDKs into your own Android or iOS mobile application.

Mobile credit card processing has increased in demand to accept mobile payments as electronic payment methods have grown across the B2B and consumer payments industry. With FTNI's ETran Mobile, business owners can provide their delivery drivers, and field and sales representatives with a way to easily accept credit card payments from any smartphone or tablet.

By accepting credit or debit cards, businesses and A/R teams are able to save payment information from customers for future use, associate credit card transactions to outstanding invoices, and email receipts once a payment has been made. Mobile credit card processing also delivers your A/R operations with real-time reporting of all customer account data and payment details from one interface.

As with all solutions across the ETran platform, FTNI's ETran Mobile application integrates in real-time with the ETran interface. Once a payment has been made, the payment data and customer information is automatically uploaded into the user interface for employees in the home office to review, process and deposit into associated bank accounts.