Electronic Payment Processing Solutions

Single & Recurring Electronic Payment Acceptance from Any Payment Channel

FTNI's ETran Integrated Receivables platform delivers the ability to accept one-time and recurring ACH and credit/debit card payments through various modules including online, mobile and AutoPay (automatic debit) solutions, as well as called-in customer payments through the Epay module within the ETran user interface.

The ETran platform can efficiently process, apply and post all incoming payments in a single pass (i.e. straight through processing) with the added power of real-time visibility across your entire receivables organization. What's more, ETran works with your existing bank and merchant processor relationships, back-office systems, and check scanning hardware.

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Automated & Accelerated ePayments

ETran's EPay module allows businesses an easy way to accept payments over the phone, as well as a way to quickly and easily look-up, edit, and even add customer payment and billing information. Accounts receivable (A/R) team members are able to initiate one-time or recurring ACH/credit card payments—all with the added benefit of being able to access and associate open invoices with customer payments from a single platform.

Furthermore, the ETran EPay module supports feed-based payment initiation from secure IVR systems, as well as other back-office CRM/ERP/accounting systems capable of delivering ACH or credit card remittance information for processing. And just as with online and mobile payments accepted via the ETran platform, all payments flow through a single, unified interface and seamlessly post to your back-office system.

How ETran Works

A truly integrated receivables platform to streamline electronic payment acceptance, processing, and posting. 

FTNI's ETran integrated receivables platform delivers the ability to accept ACH, credit and debit cards from any payment channel including AutoPay, called-in payments, in-person payments, online and mobile—all on a single, secure, SaaS solution.

ETran seamlessly integrates with any back-office accounting system in either batch or real-time to accelerate receivables management. 

ETran comes equipped with Intelligent Invoice Matching and Electronic Invoice Presentment and Payment (EIPP) capabilities in order to match customers' payments to outstanding invoices—all without your internal team having to touch any paper-based invoices down the line.

Capable of receiving open invoice and customer information via batch file or real-time API calls, ETran is able to automatically match incoming payments to invoices, reducing the time your A/R team spends on matching data.

Automate payment acceptance, processing and posting with accelerated business processes and workflows to increase efficiencies in your A/R organization.

ETran delivers the ability to configure unique payment parameters on a customer-by-customer basis to provide automated payment acceptance capabilities. ETran is also configurable down to the user-level across multiple brands, LOBs, locations, customers and more.

Convenient and efficient Software-as-a-Service (SaaS) delivery—easily add new locations, methods, modules, and channels as your business needs evolve.

Agnostic in nature, ETran maximizes flexibility and scalability by being compatible with your bank, merchant processor, back-office system(s), and even check scanning hardware.

ETran seamlessly integrates with any back-office system in either batch or real-time to accelerate and automate cash application.

With ETran's cloud-based architecture, you get the unique benefit of multiple layers of compliance and proactive security.

First, you'll benefit from PCI and HIPAA compliance directly at the ETran application layer. Second, you'll benefit from the industry leading proactive security policies and operations (PCI, HITRUST/HIPPA, SSAE16 and more). For more information, visit our hosting partner, Armor

Complete search and report tools for an all-access view across your payment activity and receivables organization.

Accounts Receivable Automation Software


Contactless Online Payment Acceptance

Convenient, compliant and secure online acceptance and processing of ACH and credit/debit cards—all from a single, cloud-based receivables processing platform.


Robust Electronic Invoicing Functionality

Complete Electronic Invoice Presentment and Payment (EIPP) and Intelligent Invoice Matching options—choose between simulated or full (original) invoice presentment.


Mobile Payment Acceptance

Reduce DSO by securely accepting checks, ACH, or credit cards in the field via the ETran Mobile app, or by integrating mobile APIs/SDKs into your existing mobile application.


AutoPay (Automatic Debit) Solutions

Easily accept and manage recurring electronic payments based on customers' unique payment terms and open invoices with the ability to send proactive email reminders.

Flexible Online, Mobile & AutoPay Payment Solutions

Payment processing operations are continuing to evolve as new technologies enter the B2B payments landscape, adding to an already diverse and complex A/R environment. Legacy systems and traditional processes can no longer keep pace. Offering self-service, online, mobile and AutoPay solutions is a natural extension and evolution for expanding A/R operations—especially during a time of hyper disruption and social distancing.

By adding new electronic payment solutions into your receivables mix, your customers are able to gain convenient, contactless payment options, and your A/R team benefits from complete oversight of all incoming payments from a single, cloud-based user interface.

Optimized ETran Electronic Tech

Frequently Asked Questions: Electronic Payments

Unlike a dashboard that only displays transactions from disparate receivables systems, a truly integrated receivables platform accepts, processes and posts any payment type—check, ACH/EFT, credit card, debit card, cash—via any payment channel—mailed-in, lockbox, called-in, in-person, online, mobile—on a single, secure (and compliant), SaaS platform. 

By streamlining and automating accounts receivables (A/R) operations, truly integrated receivables solutions cut down or eliminate tedious, manual, time-consuming processes, allowing your internal team to spend more time on higher value functions such as exception handling.  

FTNI's ETran integrated receivables platform allows businesses to accept one-time or recurring ACH and credit card payments through various modules. FTNI's AutoPay, online and mobile payment solutions offer the ability to accept credit card, debit card and ACH payments to provide convenient, contactless ways for your customers to make payments to their accounts and associated outstanding invoices. 

FTNI's integrated receivables platform, ETran, is a cloud-based solution that streamlines A/R operations by allowing internal teams to have complete oversight of all incoming payment data for review, processing and posting into your back-office system(s).

ETran is agnostic in nature, maximizing flexibility and scalability by being compatible with your existing bank(s), merchant processor, back-office systems, and check scanning hardware.

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