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One Platform to Accept, Process AND Post Any Payment Method, from Any Payment Channel. 

Now That's True Integrated Receivables.

The buzz surrounding integrated receivables has become a hot topic over the past three years.  With all the talk, many vendors have created a smoke screen disguising dashboards as integrated receivables solutions, causing confusion around what 'really' qualifies as an integrated receivables platform. Since the concept first started to surface in 2014, FTNI has helped shape the conversation surrounding integrated receivables and what makes an integrated receivables solution truly integrated. 

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FTNI's vision for a truly integrated receivables platform has always been to deliver companies the ability to accept, process AND post any payment method, from any payment channel—all on a single, secure, SaaS platform. 

ETran, by FTNI, has taken that vision and made it a reality. Now you can accept any payment method (check, ACH, credit card, debit card, cash, etc.) from any payment channel (mailed-in/lockbox, called-in, in-person, web, mobile, etc.) on a single platform that can accept, process and post payments in a single pass (what we call straight through processing). What's more, ETran works with your existing banking and merchant processing relationships, as well as back-office systems and check scanning hardware.

The time has come to officially put an end to siloed receivables processing and management platforms. 

Welcome to True Integrated Receivables.


Any Payment Method

Accept any payment method (check, ACH, credit/debit card, cash) on a single, unified platform.

Any Payment Channel

Mailed-in, lockbox, called-in, in-person, online and mobile – all via a single, cloud-based platform.

Straight Through Processing

Accept, process, AND post payment and associated remittance information in a single pass.

Cloud-based, Modular Design

Convenient SaaS delivery–easily add new locations, payment methods and channels within clicks.

Serious Security & Compliance

Multiple layers of proactive security and compliance— PCI DSS Level 1, SSAE 16, HIPAA and more.

Highly Configurable

Streamline and automate business processes and workflows to increase efficiencies and save cost.

Agnostic in Nature

Seamless integration with your back-office systems, financial institutions and merchant processors.

Seamless AR Oversight

Complete oversight and direct access to all your receivables items via a single, unified interface.

Flexible Administration

Configurable down to the user-level across multiple brands, LOBs, locations, customers and more.


  • “ETran has given us the flexibility we need as we continue to grow our business and as our customers’ payment preferences evolve. The ability to rapidly and easily add new payment types and channels to a single receivables platform has helped us decrease our DSO by nearly 20 percent.”

    – PATTY KING, DIRECTOR OF FOODSERVICE CREDIT, SHAMROCK FOODS COMPANY

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Integrated Receivables eBook Image | FTNI
Integrated Receivables for Banks eBook Image | FTNI