Pocket-Sized Power: Mobile Payment Solutions that Move at the Speed of B2B

A field representative collects a paper check payment from a customer—great news! Except now, the check rides shotgun in their truck for several days. Eventually, it’s dropped off at the home office, processed, and finally applied to the customer’s invoice(s) and your back-office system. Sound familiar?

It’s 2025 — we carry supercomputers in our pockets. Why is getting paid still so… slow?

Despite a digital-first world, many businesses are still navigating the traditional, legacy payment methods and systems that slow cash flow and cause unnecessary complexity. And, according to the Association for Financial Professionals (AFP), 91% of businesses reported using paper checks for payments in 2024, up from 75% the previous year.¹ This reliance on check payments means check processing solutions still need to be a vital part of any modern accounts receivable (A/R) operations. 

It’s time to bring speed, flexibility, and visibility to payment processing operations—whenever and wherever that happens. With A/R automation software that delivers a mobile check processing solution, your business is able to provide field reps, delivery drivers and sales team members with the technology to accept and process check payments, as well as ACH and credit/debit card, in the field, and in real-time. 

Unlike legacy check processing systems and dashboards, an A/R automation platform with mobile Remote Deposit Capture (mRDC) capabilities, allows your business to securely accept check, credit/debit card and ACH payments within a branded, stand alone application, or by integrating mobile APIs directly into your existing mobile app. 

Additionally, true A/R automation mobile applications are compatible with any bank, back-office system and device to seamlessly associate the payment with customer accounts and invoices, and send the remittance detail to your internal A/R staff for processing and posting. 

For many organizations, a mobile payment solution represents more than just a technology upgrade—it’s a total reimagining of how payments are handled in the field, and in the office. Rather than relying on outdated workflows where checks are physically transported, mobile payment solutions bring the point of payment closer to the point of service. 

The benefits aren’t just operational; they're strategic. When payments are collected and processed in real-time, days sales outstanding (DSO) begins to shrink. Field reps become more productive because they’re not acting as couriers or messengers. Customer service improves because clients can settle invoices on the spot without friction or delay. And, the A/R team gains real-time visibility into what's been collected, by whom, and where—all from a consolidated central platform.

So yes, your reps are still collecting checks. But now, the checks are not riding around in the passenger seat for days. They’re deposited, posted, and reconciled—sometimes before the rep even leaves the parking lot.

So, are you ready to take your A/R on the road?

1.  AFP Survey, “2025 AFP® Payments Fraud and Control Survey” | 2025