DirectPay

Turn Any Invoice into a Secure Payment Link for One-time Buyers, COD Accounts, or Occasional Payers. No Online Payment Portal, Username, or Password Required.

DirectPay Product Image (2)

Pay by Link, No Login Required 

A customer who buys from you once or twice a year doesn't want to create an online payment portal account to pay an invoice. For many buyers, that account setup is why the invoice sits unpaid.

Create a faster path to payment with DirectPay. Replace a collections call, a mailed check, or a printed payment slip stapled to an invoice, and allow your customers to pay through a secure payment link, no registration or login required. Generated directly from an invoice in ETran, your customer clicks the payment link, lands on a PCI-compliant checkout page, enters payment details, and completes their payment in under a minute. Add a DirectPay payment link to an invoice, a collections reminder, or any billing communication your team already sends today.

Accept one-time ACH/EFT and/or credit/debit card payments through DirectPay. Payments accepted via DirectPay automatically post to your back-office accounting, ERP, or CRM platform(s) to streamline collections and automate cash application.

DirectPay + Accounts Receivable Automation

Secure Link_Icon

Secure Payment Links

Select one or more open invoices and generate a secure payment link to send via any billing communication channel. 

Guest Checkout_Icon

Guest Checkout

No online payment portal account to register for or navigate. Strictly a guest checkout transaction.

Multiple Payment Methods_Icon

Multiple Payment Methods

Easily and securely accept one-time ACH/EFT and credit/debit card payments.

Cash Application_Icon

Cash Application

ETran integrates with any back-office system in either batch or real-time to automatically post all incoming payments.

DirectPay: How It Works 

DirectPay is a secure payment link generated directly from an invoice selected in ETran. Your customer clicks it, lands on a PCI-compliant checkout page, enters payment details, and completes their transaction in under a minute.

It's the right fit for a one-time buyer, a COD account, a new customer who isn't set up in the online payment portal yet, or any buyer for whom an account would create more friction than it's worth. 

ETran supports self-service payment options.

Once a credit/debit card or ACH/EFT payment has been accepted through DirectPay, payment details are immediately passed to the ETran desktop user interface, where your internal AR team will benefit from additional oversight, workflow management, and reporting capabilities for all payments that have been made, as well as any payments made through other modules available on the ETran platform.

Each of ETran's unique online payment solutions support our strategic mission of delivering truly integrated receivables solutions that seamlessly integrate with any back-office system in either batch or real-time to streamline and automate the cash application process.

As is consistent with all modules on the ETran platform, ETran's DirectPay solution maximizes flexibility and scalability within your AR operations by working with your existing bank(s), merchant processor, and back-office system(s).

Having an agnostic receivables system means you don’t have to change platforms or rebuild existing processes as your business, financial, or back-office technology needs change today, tomorrow, and years into the future.

Reduce risk and enable enhanced security. DirectPay runs on the same PCI DSS Level 1 compliant infrastructure, with no new merchant account setup and no additional PCI scope for your team. 

With ETran's cloud-based architecture, you get the unique benefits of multiple layers of compliance and proactive security.

The ETran platform caters to internal AR users by providing robust search and reporting tools. ETran's search and report services are designed to fit businesses' unique requirements, and can provide actionable insights and detailed transaction information.

AR users can run reports based upon a variety of selected areas including payment dates and date ranges, specific online transactions and other transaction data, account information, and more.

Available Resources

DirectPay Data Sheet_Resource Image

Data Sheet: DirectPay

DirectPay is a secure payment link for one-time buyers, COD accounts, or occasional payers, providing a faster path to payment. Discover how to leverage DirectPay to streamline and accelerate collections efforts, payment processing, and cash application operations.  

Download Now
DirectPay, DirectForm, DirectPost_Resource Image

Data Sheet: Fully-Hosted Portal, DirectPay, DirectForm, & DirectPost Explained

With four different online payment solution offerings; Fully-Hosted Portal, DirectPay, DirectForm, and DirectPost, you are able to integrate the payment acceptance experience that fits your unique business processes and desired user experience. 

Download Now
API Resource

Data Sheet: ETran Integrated Receivables

ETran is a flexible, cloud-based, integrated receivables processing platform and data warehouse ideal for businesses with one or many locations, payment channels, divisions or brands. ETran delivers a real-time, enterprise-wide view of all check, ACH, credit, debit, cash and mobile payments for superior receivables management. 

Download Now
View More Resources

Frequently Asked Questions

DirectPay is a secure payment link generated in ETran. Send it, your customer clicks the link, enters payment details on a PCI-compliant checkout page, and pays, with no account required. 

DirectPay accepts credit/debit card payments and ACH in the U.S., and EFT in Canada. Each payment method can be turned on or off per customer. 

Yes. DirectPay is designed to be a guest checkout experience, so your customer can pay an invoice without a portal login, a username, or a password. It's for the one-time or occasional buyer. 

Yes. DirectPay runs on the same PCI DSS Level 1 compliant infrastructure already behind DirectForm and DirectPost, so no new PCI scope is added for your team. 

The Fully-Hosted Online Payment Portal is built for an ongoing account relationship, with saved payment methods and AutoPay functionality. DirectPay is built for a single, one-time payment with no login required. Many businesses run both side by side. 

A business can keep their Fully-Hosted Portal as the primary destination for its core accounts and use DirectPay alongside it or for everyone else (one-time buyers, COD customers, new accounts not yet set up).

A customer setup on Portal can still receive a DirectPay link on a invoice, for example in a collections reminder, without it replacing their account. 

Yes. Select one or more open invoices in ETran and generate a single payment link covering all of them. Customers can also input their invoice numbers manually on the DirectPay checkout page to generate the amount to be paid across multiple invoices.

Yes. Payment and remittance data flow directly into ETran for straight-through processing into your back-office system in either batch or real-time.

Yes. Many businesses run both side by side. DirectPay is built for the occasional or one-time customer rather than a returning account holder. DirectForm and DirectPost are built for customers who pay you regularly and benefit from an account or an embedded experience on your own site.  

Get Started Today