.png)
One Platform to Send, Track, and Manage Global Payments. Helping Businesses and Financial Institutions Reduce Manual Workflows, Improve Efficiency, and Gain Full Payment Visibility, Without Needing to Build In-house Global Infrastructure.
Offering clients the option to send domestic ACH, wires, or international transfers across 190+ countries and territories in 140+ currencies.
We bring together global payment rails, FX capabilities, and validation tools into one platform, so you can move money efficiently and with more control.
Access the platform 24/7 to manage payments when you need to, with built-in security, lower fees, and fewer intermediaries.
Send via SWIFT wires or local in-country payments (global ACH)
Access real-time FX pricing before you send
Reduce fees with more efficient payment routing
Integrate with your systems via API
Track payments from initiation to delivery
Validate payment data before sending for return rates below 1%
Automate payee enrollment and data collection
Let vendors securely submit their own banking information
Store and manage payee data in one place
Apply approval workflows and internal controls
Validate payee and payment data before processing
Enable self-serve payment tracking for vendors
Strengthen data security and reduce risk
Lock in exchange rates with forward contracts
Access competitive, real-time FX pricing
Protect margins from currency volatility
Maintain strong internal controls and encryption standards
Get support from experienced FX specialists
.svg)
Send payments right the first time. Payee Intelligence™ validates banking details before payments are sent, reducing return rates to under 0.5%. This tool prompts users for the exact country and currency specific requirements including CNPJ numbers, Sort Codes, ABA routing numbers, BSB Codes, and IFSC codes.
Track every payment in real time, including fees, exchange rates, and final delivery amount. Track 360® uses SWIFT gpi to provide real-time visibility into international wires, so you and your vendors can see how funds move through the network from send to delivery.
.png?width=55&height=55&name=web-development%20(1).png)
Connect your systems directly to global payments. aPay Link integrates with your internal platforms through API, enabling seamless data exchange and payment processing. Ideal for partners who want to offer global payment capabilities to their customers through their own portal.
.png?width=55&height=55&name=pay-per-click%20(1).png)
Manage payments quickly through a secure online platform. Accessible online 24/7, allowing payments to be made in just a few clicks. Ideal for businesses managing a small number of recurring payments.
Plan and manage payments in advance. aPay users can schedule and submit single or batch payments in advance, improving forecasting and reporting. Users simply enter the due date, payee, currency, and amount. Once submitted, scheduled payments can be updated or removed as needed.
Simplify how you collect vendor payment details. Send secure requests to payees, allowing them to submit their own banking information directly into the platform. Payee Intel, powered by Payee Intelligence™, is a secure, self-contained portal, which flows back into aPay automatically.
Offer global payments under your own brand. aPay and aPay Pro can be fully branded with your logo and colors, so payments feel like a native part of your platform.
Launch global payments quickly and extend your product offering without building new infrastructure.
Your customers and internal teams can access payment functionality without leaving your platform.
Single Sign-on connects your internal systems, treasury tools, or client portals directly to aPay. Users simply click through to initiate and manage payments, with no separate login or workflow disruption.
Protect payment data and reduce compliance risk. We manage the complexity of security and regulatory requirements so you don’t have to.
aPay centralizes payment data in a secure environment with built-in controls, validation, and approval workflows. AML and KYC processes are embedded into the platform to support compliance across jurisdictions.
This one-pager breaks down the real differences between Ascendant and traditional banks, from payment execution and FX pricing to integration flexibility and account management. It highlights how aPay automates over 80% of the international payment workflow, reduces error-related costs by up to 90%, and cuts processing times in half.
Ascendant currently works with some of the world’s most recognizable brand names by helping them to execute international payments with real-time rates, receive foreign currency payments, track payment status and delivery dates, and automate vendor enrollment and bank verification.
Ascendant supports banks and credit unions deliver 140 currencies to over 190 countries and territories through secure, integrated, and bank-neutral technology. Financial institutions can enhance client offerings, reduce FX costs, strengthen compliance oversight, and streamline payment workflows without competing with their own customers.
Together, Ascendant and FTNI are building a leading financial technology portfolio combining receivables and payables automation, credit card processing, and global payments infrastructure, giving businesses and financial institutions one trusted partner for the complete payments lifecycle.
We want to help businesses and financial institutions identify the challenges their current payables and receivables operations are facing and support the conversation around the future of AR, AP and FX solutions delivered from a single platform.
Yes. Contact us today to schedule a live demo to see how the aPay platform works and we'll connect you with an global payables specialist at Ascendant who can answer all of your questions.
Ascendant is purpose-built for global transactions. We're not a bank. The result is faster, more efficient global transactions—fewer delays, lower costs, and reduced payment friction.
Yes. The aPay platform integrates with leading ERP and accounting systems like NetSuite, QuickBooks, and Microsoft Dynamics via APIs or file uploads. Enable seamless straight-through processing without overhauling your current systems or waiting months to get started.
Ascendant supports a variety of payment methods, including wires, Global ACH, SEPA, and drafts, allowing you to choose the most efficient option for each transaction and destination.
Ascendant offers transparent, competitive pricing, lower than bank rates. You'll see all fees upfront before confirming a cross-border payment. Costs vary based on payment type, currency, and destination.
Portal access can be established in as little as two days. API or file-based integrations typically take 2-4 weeks. Our team manages the process to keep things moving and to ensure a smooth onboarding experience.
Copyright 2023
